House hunting is a long and tedious process. You attend several open houses and check out one property after another in the quest for that perfect home. At last when you do chance upon the house of your dreams, what if the lender tells you that your income level or credit score just does not qualify you for the required home loan? Or what if the bank takes too long to approve the loan and by then the property slips through your fingers?
It is possible for potential homeowners to circumvent such daunting scenarios by getting pre-approved for the mortgage even before they finalize the property for purchase.
Some of the best home loan companies and best mortgage lenders, like Vance Long are willing to assess your profile to determine how much you can borrow and the interest rate you qualify for. In fact, Vance long hosts an online pre-approval application form wherein you can provide your personal details along with the employment and financial information.
Vance Long will perform a preliminary check of your background, assets, and current ratings to evaluate the kind of California home loans that will be available to you.
Armed with this pre-approval, you have a clear picture of the dollar amount of mortgage for which you can gain approval. Once you find the property of your choice, the process will work out much faster and easier too.
Address
3198 – F Airport loop Dr.
Costa Mesa, CA 92626
vlong@uamco.com
Office
(949) 250-1300
Cell
(714) 420-1997
Fax
(949) 250-1959
Vance Long | Best Home Loan Companies, Irvine Home Mortgage 